Assessment of Knowledge and Attitude of Federal Public Servants Towards Utilization of National Health Insurance Scheme in Ekiti State

Abstract

High risk to health due to financial incapability of the people especially workers can breed economic woes for a nation. It is against this background that this study assessed the knowledge and attitudes of Federal Public Servants in Ekiti State towards the utilization of National Health Insurance Scheme. Descriptive research design of survey type was used and population comprised of Federal Public Servants in Ekiti State totaling 6,780 according to Federal office of statistics. Data were collected from 402 randomly sampled among Federal Public Servants in Ekiti State via Interviewer-administered structured questionnaire. The validity of the instrument was determined by experts in Human Kinetic and Health Education as well as Tests and Measurement. The reliability was assured via a test-re-test method that yielded reliability coefficient of 0.81. Two research questions were raised and two Hypotheses were tested at 0.05 level of significance. Data collected were analyzed using Pearson Product Moment Correlation analysis, Independent t-test and Analysis of Variance. Results indicated a significant relationship between knowledge and utilization, and attitude and utilization with P-values of 0.01 and 0.01, respectively. Findings revealed a significant relationship between knowledge and utilization, and attitude and utilization. But there were no relationship between knowledge and attitude toward utilization of National Health Insurance Scheme. The findings show that respondents are having a good knowledge of National Health Insurance Scheme but have to be improved upon. Based on the findings, it was recommended that workers be motivated through reduced premium, full drug subsidy and improved sensitization.