Eksu INTERNATIONAL JOURNAL OF MANAGEMENT AND DEVELOPMENT STUDIES (IJMDS). JOURNALS OF EKITI STATE UNIVERSITY, ADO EKITI, EKITI STATE, [S. l.], v. 4, n. 2, 2024. Disponível em: https://eksujournal.eksu.edu.ng/ojs/index.php/njbfi/article/view/77.. Acesso em: 12 oct. 2025.