EKSU INTERNATIONAL JOURNAL OF MANAGEMENT AND DEVELOPMENT STUDIES (IJMDS) . JOURNALS OF EKITI STATE UNIVERSITY, ADO EKITI, EKITI STATE, [S. l.], v. 5, n. 2, 2025. Disponível em: https://eksujournal.eksu.edu.ng/ojs/index.php/njbfi/article/view/103.. Acesso em: 12 oct. 2025.