“Nigerian Journal of Banking and Financial Issues (NJBFI): CAPITAL STRUCTURE, CORPORATE GOVERNANCE AND COST EFFICIENCY IN SELECTED LISTED INSURANCE FIRMS IN NIGERIA” (2024) JOURNALS OF EKITI STATE UNIVERSITY, ADO EKITI, EKITI STATE, 10(1). Available at: https://eksujournal.eksu.edu.ng/ojs/index.php/njbfi/article/view/12 (Accessed: 12 October 2025).