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  • Nigerian Journal of Banking and Financial Issues (NJBFI)
    Vol. 10 No. 1 (2024)

    © Department of Finance

    Ekiti State University, Ado Ekiti, Nigeria.

    The Nigerian Journal of Banking and Financial issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or related disciplines. It is biannual Journal published by the department of Finance, Ekiti State University, Ado Ekiti, Nigeria.

    The Journal contains analysis of Banking and Financial Issues relevant to the Nigeria Economic experience and financial policies. Opinions expressed herein are those of the authors are not necessarily those of the Department of Finance.

    All right reserved. No part of this publication may be reproduced or transmitted in any form or by any means. electronic, mechanical, photocopying, recording or otherwise of series in any retrieval system of any nature, without the prior written permission of the copyright holder.

     

    Subscription Rate:                    Nigeria

                                                                          Students:               N2,000

                                                                          Others:                  N2,500

                                                      Foreign                                      US $25

     

    Volume 10 No. 1, March 2024

     

    ISSN: 119 - 8494

    Printed in Nigeria by:

    Department of Finance

    Ekiti State University,

    Ado Ekiti,

    Nigeria.

    Tel: 08035023117,

            080283887163.

  • Nigerian Journal of Banking and Financial Issues
    Vol. 9 No. 1 (2023)

    © Department of Finance

    Ekiti State University, Ado Ekiti, Nigeria.

    The Nigerian Journal of Banking and Financial Issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or tested disciplines. It is biannual journal published by the Department of Finance, Ekiti State University, Ado Ekiti, Nigeria.

     

    The Journal contains analysis of banking and finance issues relevant to the Nigeria economic experience and financial policies. Opinions expressed herein are these of the authors and her necessarily those of the Department of Finance.

     

    All right reserved. No part of this publication may be reproduced or transmitted in any form or by any means. electronic, mechanical, photocopying, recording or otherwise of series in any retrieval system of any nature, without the prior written permission of the copyright holder.

     

     

     

    Subscription Rate:                Nigeria

     

    Students:         N2,000

    Others:            N2,500

     

    Foreign                                    US $25

     

     

     

    Volume 9 No. 1, March 2023

     

     

     

    ISSN: 1119 - 8494

     

     

     

    Printed in Nigeria by: Department of Finance Ekiti State University Ado Ekiti,

    Nigeria.

    Tel: 08035023117,

    080283887163.

     

    EDITOR –IN – CHIEF: PROF. J. A. OLOYEDE MANAGING EDITOR: DR.(MRS) B. A. AZEEZ ASSOCIATE EDITOR: DR. F. T. KOLAPO

     

    ADVISORY BOARD PROF. WOLE ADEWUNMI PROF. W. I. IYIEGBUNIWE PROF. S. I. OWUALAH

    PROF. (MRS) E. O. ADEGBITE PROF. FAMOUS IZEDOME PROF. A. A. AWE

    PROF. T. M. OBAMUYI PROF. S. O. AKINMULEGUN PROF. F. M. EPETIMEHIN PROF. S. A. TELLA

    PROF. R. O. SOMOYE

    EDITORS

    PROF. S. O. ADEUSI PROF. A. O. ADARAMOLA DR. L. B. AJAYI

    1. M. O. OKE
    2. L. A. SULAIMAN DR. J. O. MOKUOLU DR. DAPO FAPETU DR. J. A. AJAYI

     

    BUSINESS MANAGERS
    1. S. O. DADA

    DR.MRS. O. G. OBISESAN DR. MRS. A. O. ADEJAYAN DR. I. E. AJAYI

     

    CALL FOR PAPERS

     

    The Nigerian Journal of Banking and Financial Issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or tested disciplines. It is biannual journal published by the Department of Finance, Ekiti State University, Ado Ekiti, Nigeria.

    Interested contributors are invited to submit well researched papers which have not been provide published either in whole or part in any journal.

     

    i  Three copies of the manuscript should be submitted, each copy of which must be typed on one side of A4 sized paper only and double spaced.

    1. Manuscript should not exceed twenty pages, including notes, reference, table and chart
    2. The cover page of each manuscript should contain title of papers, names(s) and additional of author(s)
    3. An abstract of not more than 120 words typed single spaced on a separate sheet book precede the main text. The short abstract should summarize the main argument of the article
    4. Bibliographical references should be indicated in the text using the author data style with page numbers where necessary. All reference must adopt America psychological Associate (APA) current style and reference pattern.
    5. Table and charts should be placed as close as possible to relevant discussion. End noted should be numbered consequently, and should not solely comprise references.
    6. Manuscript which do not conform to these guidelines may be returned

     

    All manuscript and other correspondences should be sent to:

    The Managing Editor:

    Journal of Banking and Financial Issues C/o Department of Finance

    Ekiti State University, Ado -Ekiti, Nigeria.

    OR

    The Business Editor: Department of Finance,

    E-mail: samuel.dada@eksu.edu.ng

  • Nigerian Journal of Banking and Financial Issues (NJBFI)
    Vol. 10 No. 2 (2024)

    © Department of Finance

    Ekiti State University, Ado Ekiti, Nigeria.

     

    The Nigerian Journal of Banking and Financial issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or related disciplines. It is bi-annual Journal published by the Department of Finance, Ekiti State University, Ado Ekiti, Nigeria.

     

    The Journal contains analysis of Banking and Financial Issues relevant to the Nigeria Economic experience and financial policies. Opinions expressed herein are those of the authors and not necessarily those of the Department of Finance.

     

    All right reserved. No part of this publication may be reproduced or transmitted in any form or by any means. electronic, mechanical, photocopying, recording or otherwise of series in any retrieval system of any nature, without the prior written permission of the copyright holder.

     

    Subscription Rate:                    Nigeria

                                                                          Students:               N2,000

                                                                          Others:                  N2,500

                                                      Foreign                                      US $25

     

     

    Volume 10 No. 2, September 2024

     

     

    ISSN: 119 - 8494

     

    Printed in Nigeria by:

    Department of Finance

    Ekiti State University,

    Ado Ekiti,

    Nigeria.

    Tel: 08035023117,

            080283887163.

    EDITOR -IN- CHIEF:       PROF. J. A. OLOYEDE

    MANAGING EDITOR:    PROF. (MRS) B. A. AZEEZ

    ASSOCIATE EDITOR:    DR. F. T. KOLAPO

     

    ADVISORY BOARD

    PROF. WOLE ADEWUNMI

    PROF. W. I. IYIEGBUNIWE

    PROF. S. I. OWUALAH

    PROF. (MRS) E. O. ADEGBITE

    PROF. FAMOUS IZEDOME

    PROF. A. A. AWE

    PROF. T. M. OBAMUYI

    PROF. S. O. AKINMULEGUN

    PROF. F. M. EPETIMEHIN

    PROF. S. A. TELLA

    PROF. R. O. SOMOYE

     

    EDITOR

    PROF. S. O. ADEUSI

    PROF. A. O. ADARAMOLA

    PROF. DAPO FAPETU

    PROF L. B. AJAYI

    PROF M. O. OKE

    PROF. L. A. SULAIMAN

    1. J. O. MOKOLU
    2. J. A. AJAYI

     

    BUSINESS MANAGERS

    1. S. O. DADA
    2. MRS. O. G. OBISEAN
    3. MRS. A. O. ADEJAYAN
    4. DR. I. E. AJAYI

    CALL FOR PAPERS

     

    The Nigerian Journal of Banking and Financial Issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or related disciplines. It is a bi-annual Journal published by the Department of Finance, Ekiti State University, Ado Ekiti, Nigeria.

    Interested contributors are invited to submit well researched papers which have not been published either in whole or part in any journal.

     

    • Three copies of the manuscript should be submitted, each copy of which must be typed on one

    side of A4 sized paper only and double spaced.

    • Manuscript should not exceed twenty pages, including notes, references, table and chart.
    • The cover page of each manuscript should contain title of papers, names(s) and additional

    authors(s).and affliations.

    • An abstract of not more than 120 words typed single spaced on a separate sheet preceding the

    main text. The short abstract should summarize the main argument of the article.

    • Bibliographical references should be indicated in the text using the author date style with page

    numbers where necessary. All reference must adopt America psychological Associate (APA)

    7th edition and reference pattern.

    • Table and charts should be placed as close as possible to relevant discussion.
    • Manuscript which do not conform to these guidelines may be returned unprocessed.

     

    All manuscript and other correspondences should be sent to:

     

    The Managing Editor,

    Journal of Banking and Financial Issues,

    C/0 Department of Finance,

    Ekiti State University,

    Ado Ekiti, Nigeria.

     

    OR

     

    The Business Editor:

    Department of Finance

    E-mail: samuel.dada@eksu.edu.ng

     

  • Vol. 9 No. 2 (2023)