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JOURNAL OF NIGERIAN INQUIRY IN THE HUMANITIES (NIITH)
Vol. 8 No. 1 (2023)EKSU Journal of Nigeria Inquiry in the Humanities (NIITH) is a biannual Journal published by Ekiti State University, Office of Research, Development and Innovation. The Journal aims at periodically exhibiting and advertising the potential of research results within and outside the university as well as promoting dissemination of intellectual publications generally. The Journal, which is multidisciplinary and multicultural in nature, covers the Arts, Social Sciences, Education, Law, Management and Administration. It serves as a platform for academicians, researchers, professionals, practitioners and students in the Humanities to impart and share knowledge in the forms of high quality practical, empirical and theoretical research papers, case studies, literature review and book reviews etc. from all over the world.
GUIDELINES FOR SUBMISSION
Full Length Article:
Only original articles that have not been published elsewhere are invited.
- The officially recognized medium of communication in the Journal is British English
- Manuscripts should not exceed 15-20
- Title should be written in initial capitals and boldened with no full stop at the end
- An abstract of 100-200 words (written in single line spacing in italics) should be included
- Keywords should not be more than 5(five)
- Manuscripts should be typed in double-line spacing using Microsoft Word on A4 size paper using 12 font size (Times News Roman Type)
- All quotations should be in single-line spacing and should be of the same font size and style as in the main
- Author's name, designation, affiliation and contacts (e.g. cell-phone lines, e-mail addresses) should be written on a separate and first sheet of the article sent to NIITH for review
- Tables should be clearly typed using the MS Word Table Template. All illustrations (photographs, drawings, graphs etc.), excluding tables should be in 2 decimal places and levels of significance clearly Where applicable, the SI units should be used.
x For in-text citations, use 'and' to join two or more authors in an author prominent reference
e.g. Olu, and Ade, (2020). Use ampersand (&) to join two or more authors in an information prominent citation e.g (Olu, & Ajayi, 2020). Use ampersand only to join authors in the reference list
- Except for reviewed articles, text should normally be divided into sections e.g. Title page, I n t r o d u c t i o n , M a t e r i a l s a n d M e t h o d s , R e s u l t s a n d D i s c u s s i o n s , Recommendations/Suggestions, Conclusion, Acknowledgments,
- Use top and bottom borders only for all tables
- Use APA 7th edition for both in-text and reference list. References cited should be compiled alphabetically following the APA style at the end of manuscript. Please visit www.apastyle.org to learn more about APA style
Short Communication:
This is limited to a maximum of two figures and one table. They should present a complete study that is more limited in scope than is found in the full length papers. The items of manuscript preparation listed above apply to short communication with the following difference:
- Abstract are limited to 100 words
- Instead of a separate materials and methods section, process of data collection/procedure may be incorporated into figure legends and table footnotes
- Results and discussion should be combined into one section
Peer Review of Article
There is a review process of manuscripts by independent referees who are conversant with the pertinent subject area. Authors should strive for maximum clarity of expression. Material which is not essential to the continuity of the text (e.g., proofs, derivations, or calculations) should be placed in Appendices
Material which has been previously copyrighted, published, or accepted for publications will not be considered for publication in the Journal.
The editorial board is highly committed to the quick review process of articles, but not with the sacrifice of the right, judgment of a paper. The review process takes maximum of six weeks.
Procedure for Manuscript Acceptance for Publication
Once the reviewer's assessment is received, authors would be requested to make necessary changes as indicated in the text and the reviewer's form.
Editorial Board
Shall review manuscripts accepted and publish them within 3 months after submission. The Board comprises of Chairman, Editor-in Chief, Managing Editor and Editorial Advisers drawn from cognate disciplines, industries, research institutes, professionals, educators and policy makers within and outside Nigeria.
Manuscript Submission
Manuscript should be submitted to niith@eksu.edu.ng as e-mail attachment.
Page Charge Proof and Reprints
Corresponding author will be contacted via e-mail attached as PDF files for final corrections of the manuscript. This volume of NIITH Is sponsored by Tertiary Education Trust Fund (TETFund). With the exception of minor typographical errors, no changes will be made on the manuscript at the proof stage. A hard copy of the appropriate section would be provided for the corresponding author of each paper at no charge.
Accessibility and Subscription
NIITH is available both in print (hardcopy) and online (softcopy) format at niith@eksu.edu.ng Online accessibility is free.
Referencing
References should be arranged first alphabetically and then further sorted chronologically if necessary. More than one reference from the same author(s) in the same year must be specified by the letters “a", ''b'', ''e'', etc. placed after the year of publication.
Examples:
Reference to a Journal Publication:
Edwards, A. A., Steacy, L. M., Siegelman, N., Rigobon, V. M., Kearns, D. M., Rueckl, J. G., & Compton, D. L. (2022). Unpacking the unique relationship between set for variability and word reading development: Examining word- and child-level predictors of performance. Journal of Educational Psychology, 114(6), 1242–1256. https://doi.org/10.1037/edu0000696
Reference to a Book:
Kaufman, K. A., Glass, C. R., & Pineau, T. R. (2018). Mindful sport performance enhancement: Mental training for athletes and coaches. American Psychological Association. https://doi.org/10.1037/0000048-000
Reference to a Chapter in an Edited Book:
Zeleke, W. A., Hughes, T. L., & Drozda, N. (2020). Home–school collaboration to promote mind– body health. In C. Maykel & M. A. Bray (Eds.), Promoting mind–body health in schools: Interventions for mental health professionals (pp. 11–26). American Psychological Association. https://doi.org/10.1037/0000157-002
Reference to a Web Source:
Taras, Z. (2024, May 30). Situational irony can be funny, tragic or even terrifying. howstuffworks. https:// entertainment.howstuffworks.com/arts/literature/situational- irony.htm.
Tables and Figures
Figures should be original and of good quality. Tables and figures should be numbered consecutively and be accompanied by a heading/title. Each table and figure must be referred to in the manuscript and be positioned after the first paragraph where they are mentioned. The tables should only contain top and bottom borders.
General Submission Guidelines
Study contents
Fit within the Aims & Scope of the Nigerian Inquiry in The Humanities Work has not been previously published
Ethical consent has been obtained in case of work on animals/or humans
Manuscript preparation Title page with title, author name(s), affiliation and corresponding author telephone and email addresses
Keywords maximum of 5 words
Language follows the requirements of the quide for Author i.e. English Formatting of the manuscript follows the requirements
All relevant references provided in "APA" style
Figures and tables (6 combined) include clear labels and are prepared as individual files Appropriate ethical approval and informed consent (if applicable, include statement)
Before submission
Manuscript file in Microsoft Word Figures and Tables as individual files Cover letter
Copyrights
Submission of manuscript implies that the work described has not been published before, and that it is not under consideration for publication elsewhere. If and when the manuscript is accepted for publication, the authors will agree to automatically transfer the copyrights to the publisher. Authors are responsible for all the contents on their articles and do not represent the opinions of NITH unless so stated
CORRESPONDENCE
Please direct all correspondence(s) to: The Managing Editor Office of Research, Development and Innovation Ekiti State University
P M B 5363, Ado Ekiti E-mail: niith@eksu.edu.ng
Editorial Board of Journal of Nigerian Inquiry in the Humanities (NIITH) Chairman:
Prof T. Owoeye Director, Office of Research, Development & Innovation Ekiti State University
Editor – in – chief:
Prof. C. T. Oluwadare
Dept. of Sociology,
Faculty of The Social Sciences. Ekiti State University, Ado-Ekiti.
Managing Editor:
Dr (Mrs) S. E. Ogunsile
Department of Human Kinetics & Health Education, Faculty of Education.
Ekiti State University, Ado-Ekiti.
Members
Prof. (Mrs) T. C. Falana Department of Philosophy Faculty of Arts
Ekiti State University, Ado-Ekiti
Prof. S. Ogunsakin Department of Economics Faculty of The Social Sciences Ekiti State University, Ado-Ekiti
Prof. Kunle Ajayi
Dept. of Political Science, Faculty of The Social Sciences, Ekiti State University, Ado- Ekiti.
Prof E. R. Aiyede Department of Political Science Faculty of The Social Sciences University of Ibadan
Prof. (Mrs) I. O. Adesanya Dept. of Religious Studies Faculty of Arts,
Ekiti State University, Ado-Ekiti.
Prof. P. O. Akomolede Dept. of Private Law, Faculty of Law,
Ekiti State University, Ado-Ekiti.
Prof. O. Oloyede
Dept. of Banking and Finance, Faculty of Management Science, Ekiti State University, Ado- Ekiti.
Prof. (Mrs) K. A. Omotayo Department of Science Education Faculty of Education,
Ekiti State University, Ado-Ekiti
Prof. (Mrs) M. O. Adedokun Department of Adult Education and Community Development
Faculty of Education
Ekiti State University, Ado-Ekiti
Prof. T. K. Akinwamide Department of Arts and Language Education
Faculty of Education,
Ekiti State University, Ado-Ekiti
Prof. P. O. Oyeniyi
Department of Human Kinetics and Health Education
Faculty of Education,
Ekiti State University, Ado-Ekiti
Prof. P. O. Ajayi
Department of Science Education Ekiti State University
Faculty of Education,
Ekiti State University, Ado-Ekiti
Prof. G. B. Olowoyeye
Department of Vocational and Technical Education
Faculty of Education,
Ekiti State University, Ado-Ekiti
Prof. H. T. Ekundayo Department of Educational Management
Faculty of Education,
Ekiti State University, Ado-Ekiti
Prof. (Mrs) G. O. Ofodu Department of Arts and Language Education
Faculty of Education Ekiti State University
Prof. (Mrs) B. O. Abdu-Raheem Department of Social Science Education Faculty of Education,
Ekiti State University, Ado-Ekiti
Dr J. O. Adedayo
Department of Science Education Faculty of Education,
Ekiti State University, Ado-Ekiti
Dr I. O. Oginni
Department of Science Education Faculty of Education,
Ekiti State University, Ado-Ekiti
Dr (Mrs) O.O. Idowu Department of Economics Faculty of The Social Sciences, Ekiti State University, Ado-Ekiti
Dr (Mrs) J.M. Oluwaleye Department of Political Science Ekiti State University, Ado-Ekiti
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EKSU INTERNATIONAL JOURNAL OF MANAGEMENT AND DEVELOPMENT STUDIES (IJMDS)
Vol. 5 No. 1 (2025)THE JOURAL OF THE DEPARTMENT OF BUSINESS ADMINISTRATION, FACULTY OF MANAGEMENT SCIENCES, EKITI STATE UNIVERSITY, ADO EKITI, NIGERIA
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Nigerian Journal of Banking and Financial Issues (NJBFI)
Vol. 10 No. 1 (2024)© Department of Finance
Ekiti State University, Ado Ekiti, Nigeria.
The Nigerian Journal of Banking and Financial issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or related disciplines. It is biannual Journal published by the department of Finance, Ekiti State University, Ado Ekiti, Nigeria.
The Journal contains analysis of Banking and Financial Issues relevant to the Nigeria Economic experience and financial policies. Opinions expressed herein are those of the authors are not necessarily those of the Department of Finance.
All right reserved. No part of this publication may be reproduced or transmitted in any form or by any means. electronic, mechanical, photocopying, recording or otherwise of series in any retrieval system of any nature, without the prior written permission of the copyright holder.
Subscription Rate: Nigeria
Students: N2,000
Others: N2,500
Foreign US $25
Volume 10 No. 1, March 2024
ISSN: 119 - 8494
Printed in Nigeria by:
Department of Finance
Ekiti State University,
Ado Ekiti,
Nigeria.
Tel: 08035023117,
080283887163.
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THE NIGERIAN JOURNAL OF THE SOCIAL SCIENCES
Vol. 8 No. 2 (2024)The Nigerian Journal of the Social Sciences (NUSS), is an official quarterly Journal of the Faculty of the Social Sciences, Ekiti State University, Ado Ekiti, Nigeria. The aim of the Journal is to provide a forum for the dissemination of findings and reports from theoretical works and empirical researches in Economics, Geography and Planning Science, Sociology, Psychology and Behavioural Science, Political Science, Tourism and Recreation and other areas of Social and Management Sciences.
As a university-based Journal, it is double blind peer re-viewed. It publishes theoretical, empirical and experimental papers that contribute significantly to knowledge in the disciplines of Social and Management Sciences. This, we intend to achieve by using a wide range of research methods, including statistical tools, analytical work, case studies, field research, literature surveys and historical analysis. Articles accepted will be published in the issue of the current volume. The Journal therefore welcomes the submission of manuscripts from both academics and research scholars that meet the general scope and criteria for publication in the Journal. All references must be in the current APA Format. In addition, authors are carried along adequately in all the publication processes in line with our highly rigorous peer-review policy.
Procedure for Submission of Original Manuscripts
Manuscripts should be submitted online as attachment via the Journal's email addresses:
njss@eksu.edu.ng and eksufacultyjournal@yahoo.com
Upon receipt of manuscripts, the Editor-in-Chief will send an email of confirmation to the corresponding author(s) within 3-working days.
In the absence of a confirmation email, you are advised to please contact
The Editor-in-Chief
via these mobile phone numbers: 08033503063, 08033518845, 08034777507
Editorial Policy
The NIGERIAN JOURNAL OF THE SOCIAL SCIENCES is a forum for intellectual dialogue among scholars in the field of the Social Sciences and related disciplines especially in developing and Third World countries. Specifically, it is an avenue for the dissemination of research reports in Economics, Geography, Urban and Regional Planning, Political Science, Sociology, Psychology and other disciplined in Social and Management Sciences and Humanities. Comments on current issues and research notes are heartily welcome. Book reviews are also of interest to this forum.
It is very important to note that the views expressed in each of the articles are basically those of the author(s) and not that of the Editorial Board of the Journal, and the authors are therefore responsible and liable for any implications arising from their views and the article in its entirety.
EDITORIAL BOARD
Editor-In-Chief Prof A.A Agagu
Editorial Members: Prof Taiwo Owoeye Prof (Mrs) B.O. Mokuolu
Deputy Editor Dr. J.A. Olusola
Editorial Advisers Prof Olu-Olu Olufayo Prof Femi Omotoso Prof Lanre Adebayo Prof A.A. Awe
Prof S. Ogunsakin Prof C.F. Ogundana Prof C.T Oluwadare Prof O.S Ogunleye Prof J.A Olatunji Prof A.J Ogunleye Prof A.E Akinlo Prof A.A Igbatayo
Prof O.I Orimogunje Prof O.O Awotoye
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Nigerian Journal of Banking and Financial Issues (NJBFI)
Vol. 11 No. 1 (2025)Nigerian Journal of
Banking and Financial
Issues (NJBFI)
Volume 11, No. 1, March 2025
A Publication of:
Department of Finace
Ekiti State University,
Ado-Ekiti
© Department of Finance
Ekiti State University, Ado Ekiti, Nigeria.
The Nigerian Journal of Banking and Financial issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or related disciplines. It is a biannual Journal published by the Department of Finance, Ekiti State University, Ado Ekiti, Nigeria.
The Journal contains analysis of Banking and Financial Issues relevant to the Nigeria Economic experience and financial policies. Opinions expressed here in are those of the authors and not necessarily those of the Department of Finance.
All right reserved. No part of this publication may be reproduced or transmitted in any form or by any means. electronic, mechanical, photocopying, recording or otherwise of series in any retrieval system of any nature, without the prior written permission of the copyright holder.
The Journal is strictly Online.
Volume 11 No. 1, March 2025
ISSN: 119 - 8494
Printed in Nigeria by:
Department of Finance
Ekiti State University,
Ado Ekiti,
Nigeria.
Tel: 08035023117,
080283887163.
EDITOR -IN- CHIEF: PROF. J. A. OLOYEDE
MANAGING EDITOR: PROF. (MRS) B. A. AZEEZ
ASSOCIATE EDITOR: DR. F. T. KOLAPO
ADVISORY BOARD
PROF. WOLE ADEWUNMI
PROF. W. I. IYIEGBUNIWE
PROF. S. I. OWUALAH
PROF. (MRS) E. O. ADEGBITE
PROF. FAMOUS IZEDOME
PROF. A. A. AWE
PROF. T. M. OBAMUYI
PROF. S. O. AKINMULEGUN
PROF. F. M. EPETIMEHIN
PROF. S. A. TELLA
PROF. R. O. SOMOYE
EDITOR
PROF. S. O. ADEUSI
PROF. A. O. ADARAMOLA
PROF. DAPO FAPETU
PROF L. B. AJAYI
PROF M. O. OKE
PROF. L. A. SULAIMAN
- J. O. MOKOLU
PROF. J. A. AJAYI
BUSINESS MANAGERS
- S. O. DADA
- MRS. O. G. OBISEAN
- MRS. A. O. ADEJAYAN
- I. E. AJAYI
CALL FOR PAPERS
The Nigerian Journal of Banking and Financial Issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or related disciplines. It is a bi-annual Journal published by the Department of Finance, Ekiti State University, Ado Ekiti, Nigeria.
Interested contributors are invited to submit well researched papers which have not been published either in whole or part in any journal.
- Soft copy of manuscripts should be sent to financejournal@eksu.edu.ng.
- Font size should be New Time Roman 12".
- The soft copy must not exceed 18 pages including notes, ref, tables and charts.
- Authors must follow the structure specified in the flyer.
- Key words must be maximum of 6 words.
- Abstract must be maximum of 200 words.
- All references must be APA 7th edition compliant.
- Manuscript which does not confirm to these guidelines may be returned unprocessed.
All manuscripts and correspondence should be sent to:
The Managing Editor
Nigerian Journal of Banking and Financial Issues
C/O Department of Finance
Ekiti State University
Ado Ekiti, Nigeria.
financejournal@eksu.edu.ng
Or
The Associate Editor
Department of Finance
funsho.kolapo@eksu.edu.ng
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Nigerian Journal of Banking and Financial Issues
Vol. 9 No. 1 (2023)© Department of FinanceEkiti State University, Ado Ekiti, Nigeria.
The Nigerian Journal of Banking and Financial Issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or tested disciplines. It is biannual journal published by the Department of Finance, Ekiti State University, Ado Ekiti, Nigeria.
The Journal contains analysis of banking and finance issues relevant to the Nigeria economic experience and financial policies. Opinions expressed herein are these of the authors and her necessarily those of the Department of Finance.
All right reserved. No part of this publication may be reproduced or transmitted in any form or by any means. electronic, mechanical, photocopying, recording or otherwise of series in any retrieval system of any nature, without the prior written permission of the copyright holder.
Subscription Rate: Nigeria
Students: N2,000
Others: N2,500
Foreign US $25
ISSN: 1119 - 8494
Printed in Nigeria by: Department of Finance Ekiti State University Ado Ekiti,
Nigeria.
Tel: 08035023117,
080283887163.
EDITOR –IN – CHIEF: PROF. J. A. OLOYEDE MANAGING EDITOR: DR.(MRS) B. A. AZEEZ ASSOCIATE EDITOR: DR. F. T. KOLAPO
ADVISORY BOARD PROF. WOLE ADEWUNMI PROF. W. I. IYIEGBUNIWE PROF. S. I. OWUALAH
PROF. (MRS) E. O. ADEGBITE PROF. FAMOUS IZEDOME PROF. A. A. AWE
PROF. T. M. OBAMUYI PROF. S. O. AKINMULEGUN PROF. F. M. EPETIMEHIN PROF. S. A. TELLA
PROF. R. O. SOMOYE
EDITORSPROF. S. O. ADEUSI PROF. A. O. ADARAMOLA DR. L. B. AJAYI
- M. O. OKE
- L. A. SULAIMAN DR. J. O. MOKUOLU DR. DAPO FAPETU DR. J. A. AJAYI
- S. O. DADA
DR.MRS. O. G. OBISESAN DR. MRS. A. O. ADEJAYAN DR. I. E. AJAYI
The Nigerian Journal of Banking and Financial Issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or tested disciplines. It is biannual journal published by the Department of Finance, Ekiti State University, Ado Ekiti, Nigeria.
Interested contributors are invited to submit well researched papers which have not been provide published either in whole or part in any journal.
i Three copies of the manuscript should be submitted, each copy of which must be typed on one side of A4 sized paper only and double spaced.
- Manuscript should not exceed twenty pages, including notes, reference, table and chart
- The cover page of each manuscript should contain title of papers, names(s) and additional of author(s)
- An abstract of not more than 120 words typed single spaced on a separate sheet book precede the main text. The short abstract should summarize the main argument of the article
- Bibliographical references should be indicated in the text using the author data style with page numbers where necessary. All reference must adopt America psychological Associate (APA) current style and reference pattern.
- Table and charts should be placed as close as possible to relevant discussion. End noted should be numbered consequently, and should not solely comprise references.
- Manuscript which do not conform to these guidelines may be returned
The Managing Editor:
Journal of Banking and Financial Issues C/o Department of Finance
Ekiti State University, Ado -Ekiti, Nigeria.
OR
The Business Editor: Department of Finance,
E-mail: samuel.dada@eksu.edu.ng
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EKSUJOE JOURNAL OF EDUCATION
Vol. 12 No. 1 (2025)EDITORIAL
EKSUJOE is an official Journal of the Faculty of Education, Ekiti State University. This Journal has been packaged with series of research findings and comprehensive theoretical analyses in various disciplines in the field of education without losing its focus on the primary purpose of publishing significant articles for both national and international audience.
The articles in the Journal are double blind peer-reviewed in line with best global practices. A good number of articles in this edition are well researched works of erudite scholars from various institutions of learning all over the country. The articles are carefully selected from various fields education such as Guidance and Counselling, Psychology, Sociology, Educational Administration and Planning Arts and Language Education, Science Education, Curriculum and Instruction, Tests, Measurement and Evaluation, Social Science Education, Early Childhood Education, Adult Education and Community Development. Human Kinetics and Health Education, Vocational and Technical Education and Philosophy. Specifically, EKSUJOE is positioned to serve as a vehicle for academics and researchers to share ideas on current issues in the field of Education, EKSUJOE will continue to be of immense benefit to students, researchers and educators in solving the problem of dearth of research material in their various fields specialisation.
The Editorial Board appreciates the efforts of all the contributions towards the successful production of this edition. It is our fervent hope that researchers, readers and all knowledge seekers will continue to subscribe to the Journal and find it useful in their academic endeavours. I therefore solicit for your continued and unflinding support for further production.
Prof. M. A. Ayeni
Editor-in-Chief
EDITORIAL BOARD
Editor –in-Chief - Prof. M. A. Ayeni
Dean of the Faculty of Education - Prof. M. A. Ayeni
Consulting Editors
Prof. O. V. Adeoluwa - Ekiti State University, Ado-Ekiti
Prof. I. A. Ajayi - Ekiti State University, Ado-Ekiti
Prof. F. O. Fakeye - University of Ibadan, Ibadan
Prof. C. A. Daramola - Adekunle Ajasin University, Akungba Akoko
Prof. S. A. Amuseghan - Adekunle Ajasin University, Akungba Akoko
Prof. M. Borode - Ekiti State University, Ado-Ekiti
Prof. J. B. Ayodele - Ekiti State University, Ado-Ekiti
Prof. F. S. Akinwunmi - University of Ibadan, Ibadan
Prof. E. B. Okunrotifa - Obafemi Awolowo University, Ile-Ife
Prof. J. B. Omonu - Ibrahim Babangida University, Lapai
Prof. C. A. Ajibola - University of Calabar, Calabar
Prof. A. O. Akeredolu - Lagos State University, Ojoo, Lagos
Prof. S. O. Makinde - Lagos State University, Ojoo, Lagos
Prof. J. A. Abdulkareem - University of Ilorin, Ilorin
Prof. J. K. Adeyemi - University of Benin, Benin-City
Prof. S. A. Jegede - Ekiti State University, Ado-Ekiti
Publication Committee
Prof. G. O. Ofodu - Chairperson
Prof. (Mrs.) E. M. Dada - Member
Prof. R. Bolarinwa - Member
Dr. (Mrs.) S. E. Ogunsile - Member
Dr. I. O. Oginni - Member
Dr. (Mrs.) S. O. Oso - Member
Dr. O. B. Amoran - Member
Dr. (Mrs.) O. A. Olanipekun - Secretary
CALL FOR PAPERS
EKSUJOE is published annually by the Faculty of Education, Ekiti State University, Ado-Ekiti.
The Journal publishes research and theoretical papers.
All papers submitted here must have been subjected to plagiarism tests by individual subscribers. Subscribers are liable to any compliants or defaults.
The Editorial Board invites interested scholars and researchers to submit manuscripts for publication volume 11 edition in the following fields:
Gender Parity,
Human Kinetics,
Science Education,
Health Education,
Counselling Education,
Educational Evaluation,
Tests and Measurement,
Educational Technology,
Educational Psychology,
Philosophy of Education
Educational Foundations,
Vocational and Technical Education,
Principles and Practice of Education,
Educational Administration and Planning
Curriculum and Instruction, Language Education,
Social Studies Education, Adult Education and Community Development
Copies of the paper are to be submitted to:
Prof. G. O. Ofodu
Managing Editor
EKSUJOE
c/o Dean, Faculty of Education, Ekiti State University
08030708740
Or
Dr. (Mrs.) O. A. Olanipekun
c/o Dean, Faculty of Education, Ekiti State University
08033860697, 08130273225
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EKSU JOURNAL OF SCIENCE AND TECHNOLOGY (EJST)
Vol. 9 No. 1 (2024)EDITORIAL POLICY
EKSU Journal of Science and Technology (EJST) is a biannual Journal published by Ekiti State University, Office of Research, Development and Innovation. The Journal aims at periodically exhibiting and advertising the potential of research results within and outside the university as well as promoting dissemination of intellectual publications generally. The Journal, which is multidisciplinary and multicultural in nature covers the publication of original findings in Science and Engineering. It serves as a platform for academics, researchers, professionals, practitioners and students in the Science and Technology field to impart and share knowledge in the form of high quality practical, empirical and theoretical research papers, case studies, literature review and book reviews etc. from all over the world.
CALL FOR PAPERS
ABOUT EJST
Ekiti State University has been publishing journals at the Faculty and Departmental levels, But there is no university based journal. As part of the mandate of Ekiti State University, Office of Research, Development and Innovation (EKSUORD) to periodically exhibit and advertise the potentials of research results within the University as well as promoting the dissemination of intellectual publications generally, EKSUORDI announces the publication of a Science and Engineering based University journal EKSU Journal of Science and Technology (EJST). The Journal which is an international academic journal provides a platform natural, agricultural, environmental, medical scientists and engineers as well as technologists to share and expand the knowledge of scientific advancements in the myriad disciplines of science and engineering and applied aspects.
- AIMS AND FOCUS
EKSU Journal of Science and Technology aims to publish and disseminate original papers that:
- address ethical or socioeconomic issues relating to modern agricultural and environmental science as applicable to developing countries;
- contribute to the development of science and technology for economic advancement;
- innovate near market or market ready technologies and processes
- publish research findings on current topical issues in science and engineering of interest to both public and private
- SCOPE
EJST will publish peer reviewed original research and critical reviews on agriculture, human nutrition or human health, scientific or technological information, with particular emphasis on interdisciplinary studies that explore the intersection of agriculture, science, engineering and environment.
- DOMICILIATION
The Journal is domiciled in the Office of Research, Development and Innovation, Ekiti State University, Ado-Ekiti.
- SECTION
In order to encourage researchers to publish their research articles in the field of Science and Technology, the following sections are introduced:
Section A- (Agricultural Science) Section B - (Natural Sciences)
Section C - (Engineering and Technology) Section D - (Medical Sciences)
Section E-(Environmental Sciences)
- FREQUENCY
The frequency of the journal is bienial.
- REVIEW PROCESS
There shall be a review process of manuscripts by independent referees who are conversant and versatile in the pertinent subject area.
Authors should strive for maximum clarity of expression. Material which is not essential to the continuity of the text (e.g., proofs, derivations, or calculations) should be placed in Appendices Materials which have been previously copyrighted, published, or accepted for publication will not be considered for publication in the journal.
The editorial board is highly committed to the quick review process of the paper, but not with the sacrifice of the right judgment of a paper. The review process takes maximum of six weeks.
- PROCEDURE FOR MANUSCRIPTACCEPTANCE FOR PUBLICATION
The manuscript would be sent to three (3) reviewers, of which two (2) of the reviewers' comment must be positive before acceptance, and the authors would have to effect all the corrections pointed out by the reviewers in the reviewers form.
- PAGE CHARGE PROOFAND REPRINTS
Manuscript should be submitted as e-mail attachment to the corresponding author who will be contacted via e-mail on the corrections of the manuscript. This volume of EJST is sponsored by Tertiary Education Trust Fund (TETFund). With the exception of minor typographical errors, no changes will be made on the manuscript at the proof stage. A hard copy of the appropriate section and five (5) off prints would be provided for the corresponding author of each paper.
- ACCESSIBILITYAND SUBSCRIPTION
EJST will be available both in print (hardcopy) and online (softcopy) format at
Online accessibility is by subscription. Information on purchase of any section, biennial, quarterly or annual subscription can be obtained by contacting EKSUORD.
- ARTICLE TYPES
Regular Articles, short communication, and review will be acceptable for publication in the journal.
- INFORMATION /GUIDES FOR AUTHOR
- The title page should bear the author's full names and affiliation of the names of corresponding author along with phone. fax and e-mail information. Present addresses of authors should appear as a
- Abstract should be informative and self-explanatory. Should be 100-200 words in length Abstract should be written in past tense-standard nomenclature should be used.
Abbreviation should be avoided and no literature should be cited. List of nonstandard abbreviation should be added.
- Manuscript should not exceed 15-20
- Introduction should provide a clear statement of the problem, the relevant literature on the subject, and the proposed approach or
- Materials and methods should be complete enough to allow experiments to be reproduced and results written in past tense should be presented with clarity and
- Results should be explained, but largely without referring to the
- Discussion should interprete findings in view of results obtained in present and past studies on the
- Conclusion should be stated in few sentences at the end of the
- Acknowledgment of people, grant, funds should be
- Manuscript should be typed in double-line spacing with microsoft word on A4 size paper using 12 font size (Time New Roman)
- Table should be kept to a minimum, and are to be typed double line-spaced through outincluding headings and The same data should not be presented in both table andgraph form or repeated in the text.
l Figure legend should be typed in numerical order on a separate sheet.
- Graphics should be prepared using applications capable of generating high resolution Gif., TIFF, JPEG or Microsoft PowerPoint before pasting in Microsoft world manuscript
- In the text, a reference identified by means of an author's name should be followed by the date of the reference in parentheses. When there are more than two authors' names mentioned, it should be the first author followed by et al. In the event that an author cited has two or more works published during the same year, the reference, both in text and in the reference list, should be identified by a lower case letter like, a' and, b'after the date to distinguish the works. Example: Abayomi (2000), Agindotan et al. (2003), (Kelebeni, 1983), (Usman and Smith, 1992), (Chege, 1998;
Chukwura, 1987 a, b; Tijani 1993, 1995), (Kumasi et al., 2001).
References should be listed at the end of the paper in alphabetical order. Articles In preparation or articles submitted for publication, unpublished observations, Personal communications date, etc, should not be included in the reference but should only be mentioned in the article text (eg. A. Kingory, University of Nairobi, Kenya, personal communication, date) Journal names are abbreviated according to chemical abstracts.
Authors are fully responsible for the accuracy of references. Example: Chikere C. B, Omoni V.T, and Chikere B. 0. (2008). Distribution of potential nosocomial pathogens ina hospital environmental. Afr. J. Biotechnol. 7:3535-3539.
Moran G. J, Amii R. N, Abrahamian F. M, Talan D. A. (2005), Methicilin resistantstaphylococcus aureus in community- acquired skin infections. Emeg. Infect. Dis. 11: 928-930.
Pelczar J. R. Harley J. P, Klein D. A. (1993) Microbiology: Concept and applications, McGraw-Hill Inc., New York, pp 591-603.
- Short Communication: Short communication are limited to a maximum of two figures and one They should present a complete study that is more limited in scope than is found
in fullength papers. The items of manuscript preparation listed above apply to short communications with the following differences:
- Abstracts are limited to 100 words:
- Instead of a separate materials and methods section, experimental procedures may be incorporated into fiqure legends and table footnotes;
- Results and discussion should be combined into one
Copyrights
Submission of manuscript implies that the work described has not been published before, and that it is not under consideration for publication elsewhere. If and when the manuscript is accepted for publication, the authors will agree to automatically transfer the copyrights to the publisher.
CORRESPONDENCE
Please direct all correspondence(s) to:
The Managing Editor
Office of Research, Development and Innovation Ekiti State University
P M B 5363, Ado Ekiti
E-mail: niith@eksu.edu.ng
Editorial Board of Eksu Journal of Science and Technology (EJST)
Chairman:
Prof. Taiwo Owoeye
Director,
Office of Research, Development and Innovation (ORDI) Ekiti State University, Ado-Ekiti
Phone +2348033518845
Editor-in-Chief
Prof. Richard Odunayo Akinyeye Department of Industrial Chemistry Faculty of Science
Ekiti State University, Ado-Ekiti richard.akinyeye@eksu.ed@eksu.edu.ng
Managing Editor
Dr.(Mrs) Adenike O. Olubiyi Department of Statistics Faculty of Science
Ekiti State University, Ado-Ekiti adenike.olubiyi@eksu.edu.ng
Administrative Officer Dr.(Mrs) F. F. Daodu
Office of Research, Development and Innovation Ekiti State University
P.M.B. 5363
Member
Prof. Temitope Jegede
Department of Fisheries and Aquaculture Management Faculty of Agriculture Sciences
Ekiti State University, Ado-Ekiti temitope.jegede@eksu.edu.ng
Dr. Olayinka Abidemi Ibigbami Department of Chemistry, Faculty of Science,
Ekiti State University, Ado-Ekiti olayinka.ibigbami@eksu.edu.ng
Prof. E.A. Okunade Department of Civil Engineering Faculty of Engineering,
Ekiti State University, ado-ekiti. eaokunade@yahoo.com
Prof. Modupe Janet Ayeni
Department of Plant Science and Biotechnology, Faculty of Science,
Ekiti State University, Ado-ekiti modupeayeni@eksu.edu.ng
Prof. Joso Batisha Rocha University Federal De Santa Maria, Santa Maria, Brazil
Prof. Ayo Omotosho Department of Paediatrics, College of Medicine, University of Ilorin,
Ilorin, Kwara State
Dr. Onundi, Lateef Olorunfemi
Department of Civil & Water Resources Engineering, University of Maiduguri,
P.M.B.. 1069, Maiduguri, Borno State
Prof. Stephen Olofinmihan Elesha Department of Anatomic Pathology, Niger Delta University,
Amusambo, Bayelsa State.
Dr. Dennis A. Meritt Jr. Department of Biological Sciences, Depaul University,2325
North Clifton Avenue, Cicago, II, 60614
Prof. Olusola O. Agbede
College of Agricultural Sciences, Department of Crop and Soil Sciences, Landmark University,
PMB 1001, Omu Aran, Kwara State, Nigeria.
+2348037337617
Mohibullah Mohibullah Department of Geology, University of Balochistan, Quetta, Pakistan.
+92(0)3339323099
Dr. Fadiya Suyi Lawrence Department of Geology, Obafemi Awolowo University, Ile-Ife, Osun State, Nigeria.
+2348033320230
Prof. J.F.Olorunfemi
Department of Geography and Environmental Management, Faculty of Social Sciences,
University of Ilorin, PMB 1515, Ilorin, Kwara State, Nigeria.
+2348037208875
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Eksu INTERNATIONAL JOURNAL OF MANAGEMENT AND DEVELOPMENT STUDIES (IJMDS)
Vol. 4 No. 2 (2024)Eksu INTERNATIONAL JOURNAL OF MANAGEMENT AND DEVELOPMENT STUDIES (IJMDS)
Published by
THE DEPARTMENT OF BUSINESS ADMINISTRATION, FACULTY OF MANAGEMENT SCIENCES, EKITI STATE UNIVERSITY, ADO EKITI, NIGERIA
-
EKSU INTERNATIONAL JOURNAL OF MANAGEMENT AND DEVELOPMENT STUDIES (IJMDS)
Vol. 5 No. 2 (2025)EKSU INTERNATIONAL JOURNAL OF MANAGEMENT AND DEVELOPMENT STUDIES (IJMDS)
ISSN: 2616-0595
Published by
THE DEPARTMENT OF BUSINESS ADMINISTRATION, FACULTY OF MANAGEMENT SCIENCES, EKITI STATE UNIVERSITY, ADO EKITI, NIGERIA
-
EKSU Journal of Management Research (EJMR)
Vol. 3 No. 1 (2024)Publication of the Faculty of The Management Sciences of Ekiti State University, Ado - Ekiti
-
Nigerian Journal of Banking and Financial Issues (NJBFI)
Vol. 9 No. 2 (2023)The Nigerian Journal of Banking and Financial issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or related disciplines. It is biannual Journal published by the department of Finance, Ekiti State University, Ado Ekiti, Nigeria.
The Journal contains analysis of Banking and Financial Issues relevant to the Nigeria Economic experience and financial policies. Opinions expressed herein are those of the authors are not necessarily those of the Department of Finance.
All right reserved. No part of this publication may be reproduced or transmitted in any form or by any means. electronic, mechanical, photocopying, recording or otherwise of series in any retrieval system of any nature, without the prior written permission of the copyright holder.
-
THE NIGERIAN JOURNAL OF THE SOCIAL SCIENCES
Vol. 8 No. 1 (2024)The Nigerian Journal of the Social Sciences (NUSS), is an official quarterly Journal of the Faculty of the Social Sciences, Ekiti State University, Ado Ekiti, Nigeria. The aim of the Journal is to provide a forum for the dissemination of findings and reports from theoretical works and empirical researches in Economics, Geography and Planning Science, Sociology, Psychology and Behavioural Science, Political Science, Tourism and Recreation and other areas of Social and Management Sciences.
As a university-based Journal, it is double blind peer re-viewed. It publishes theoretical, empirical and experimental papers that contribute significantly to knowledge in the disciplines of Social and Management Sciences. This, we intend to achieve by using a wide range of research methods, including statistical tools, analytical work, case studies, field research, literature surveys and historical analysis. Articles accepted will be published in the issue of the current volume. The Journal therefore welcomes the submission of manuscripts from both academics and research scholars that meet the general scope and criteria for publication in the Journal. All references must be in the current APA Format. In addition, authors are carried along adequately in all the publication processes in line with our highly rigorous peer-review policy.
Procedure for Submission of Original Manuscripts
Manuscripts should be submitted online as attachment via the Journal's email addresses:
njss@eksu.edu.ng and eksufacultyjournal@yahoo.com
Upon receipt of manuscripts, the Editor-in-Chief will send an email of confirmation to the corresponding author(s) within 3-working days.
In the absence of a confirmation email, you are advised to please contact
The Editor-in-Chief
via these mobile phone numbers: 08033503063, 08033518845, 08034777507
Editorial Policy
The NIGERIAN JOURNAL OF THE SOCIAL SCIENCES is a forum for intellectual dialogue among scholars in the field of the Social Sciences and related disciplines especially in developing and Third World countries. Specifically, it is an avenue for the dissemination of research reports in Economics, Geography, Urban and Regional Planning, Political Science, Sociology, Psychology and other disciplined in Social and Management Sciences and Humanities. Comments on current issues and research notes are heartily welcome. Book reviews are also of interest to this forum.
It is very important to note that the views expressed in each of the articles are basically those of the author(s) and not that of the Editorial Board of the Journal, and the authors are therefore responsible and liable for any implications arising from their views and the article in its entirety.
EDITORIAL BOARD
Editor-In-Chief Prof A.A Agagu
Editorial Members: Prof Taiwo Owoeye Prof (Mrs) B.O. Mokuolu
Deputy Editor Dr. J.A. Olusola
Editorial Advisers Prof Olu-Olu Olufayo Prof Femi Omotoso Prof Lanre Adebayo Prof A.A. Awe
Prof S. Ogunsakin Prof C.F. Ogundana Prof C.T Oluwadare Prof O.S Ogunleye Prof J.A Olatunji Prof A.J Ogunleye Prof A.E Akinlo Prof A.A Igbatayo
Prof O.I Orimogunje Prof O.O Awotoye
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EKSU INTERNATIONAL JOURNAL OF MANAGEMENT AND DEVELOPMENT STUDIES (IJMDS)
Vol. 1 No. 1 (2024)EKSU INTERNATIONAL JOURNAL OF MANAGEMENT AND DEVELOPMENT STUDIES (IJMDS)
Published by
THE DEPARTMENT OF BUSINESS ADMINISTRATION, FACULTY OF MANAGEMENT SCIENCES, EKITI STATE UNIVERSITY, ADO EKITI, NIGERIA
EDITORIAL BOARD
Prof. K. K. Arogundade Editor in Chief
Prof. N. I. Akeke Managing Editor
Business Editor
Dr. A. M. Awolaja
Dr. H. O. Adetayo
Dr. C. F. Ogundipe
Dr. E.J. Fayomi
Dr. C. N. Okolugbo
Dr. O. M. Ajayi
EDITORIAL ADVISORY BOARD
Prof. A. L. Toriola Tshwane University of Technology, Pretoria, South Africa
Prof. J. A. Oloyede Ekiti State University, Ado Ekiti, Nigeria
Prof. T. O. Asaolu Obafemi Awolowo University, Ile Ife, Nigeria
Prof. T. I. Akomolede Ekiti State University, Ado Ekiti, Nigeria
Prof. S. O. Adeusi Ekiti State University, Ado Ekiti, Nigeria
Prof. A. O. Adaramola Ekiti State University, Ado Ekiti, Nigeria
Prof. M. O. Oke Ekiti State University, Ado Ekiti, Nigeria
REVIEW EDITORS
Prof. P. O. Oke University of Lagos, Nigeria
Prof. L.B. Ajayi Ekiti State University, Ado Ekiti, Nigeria
Prof. P. O. Oladele Federal University, Oye Ekiti, Nigeria
Dr. T. W. Otapo Adekunle Ajasin University, Nigeria
Dr (Mrs) O. G. Obisesan Ekiti State University, Nigeria
Dr. Dada O. University of Ibadan, Nigeria
Dr. S. O. Dada Ekiti State University, Nigeria
Mr. James Chibuike Duru American University, Washington DC
Table of Content
TELLA. R., & ADEBIYI, J. (2024). Comparative Analysis of Management Accounting Practices and Management Levels in Businesses for Sustainable Development Goals. . Eksu International journal of management and development studies. special issue (1) 3-10
TELLA. A. R., ADEWOYE, J.O. & AKINDELE T. R. (2024). Evaluating the Impact of Technological Innovations on Customer Satisfaction in Nigerian Electricity Distribution Companies. Eksu International journal of management and development studies. special issue (1) 10-22
AROGUNDADE, K. K., OGUNDIPE, C. F. & AWOKOYA O. A. & AREOLA, T. O.(2024). The Role of Coercion Mitigation Practices in Enhancing Stability in Public and Private Higher Education Institutions in Southwest Nigeria.. Eksu International journal of management and development studies. special issue (1) 23-37
OLUKOREDE, B. B., FAYOMI, E. J., AYODELE, O.O. & SADAMORO, F. (2024). Incentive Strategies and Institutional Stability in Public and Private Universities In Southwest, Nigeria. Eksu International journal of management and development studies. special issue (1) 38-53
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EKSU Journal of the Management Scientists
Vol. 3 No. 1 (2024)EKSU Journal of the Management Scientists (ejms), is a bi-annual journal and one of the official journals of the Faculty of Management Sciences, Ekiti State University, Ado Ekiti, Nigeria. The journal is published both in hard and soft copies. As a university-based journal, it is also a double blind peer reviewed journal that publishes theoretical, empirical and experimental papers that contribute significantly to the disciplines of Management Sciences and Economics. These we achieve by using a wide range of research methods including statistical analysis, analytical work, case studies, field research, literature surveys and historical analysis. Articles examining significant research questions from a broad range in Accounting, Banking and Finance, Economics, Management, Marketing, Insurance, Education and other related fields are encouraged to be sent.
All papers are subjected to peer-review by members of the editorial board or other senior academics by the use of double blind peer review system. If accepted, the papers will be published in the issue of the current volume. The journal welcomes the submission of manuscripts that meet the general scope and criteria of publication of the Faculty of Management Sciences, Ekiti State University, Ado Ekiti, Nigeria.
Our peer-review is highly rigorous and but takes just a few weeks. Authors are carried along adequately in all the publication processes.
Procedure for the submission of manuscripts
Manuscripts should be submitted online as attachment via the journal’s email address: ejms.fms@eksu.edu.ng
Upon receipt of manuscripts, the Managing Editor sends an e-mail of confirmation to the corresponding author within 1-2 working days. In absence of a confirmation email, you are advised to contact the Editor via these phone numbers: 002348033881329 and 002348074968285
Fees and Charges
An author is made to pay a non-refundable processing and handling fee of $10 USD or N5,000= only, the receipt of which must be sent to the journal email address along with the manuscript as attachments.
Upon acceptance of the article, an author is made to pay a publication fee of $50 USD or N20,000= only, the receipt of which must also be sent to the journal email address along with the corrected manuscript as attachments.
All payments MUST be made in favour of:
Account Name: EKSU Journal of the Management Scientists
Account Number: 1014833246
Bank: Zenith Bank Nig. Plc.
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EKSU Journal of Management Research (EJMR)
Vol. 4 No. 1 (2025)A publication of the Faculty of Management Sciences of Ekiti State University, Ado Ekiti
-
JOURNAL OF NIGERIAN INQUIRY IN THE HUMANITIES (NIITH)
Vol. 7 No. 1, 2 (2022)Journal of Nigerian Inquiry in the Humanities (NIITH) is a biannual Journal published by Ekiti State University, Office of Research, Development and Innovation. The Journal aims at periodically exhibiting and advertising the potential of research results within and outside the university as well as promoting dissemination of intellectual publications generally. The Journal, which is multidisciplinary and multicultural in nature, covers the Arts, Social Sciences, Education, Law, Management and Administration. It serves as a platform for academicians, researchers, professionals, practitioners and students in the Humanities to impart and share knowledge in the forms of high quality practical, empirical and theoretical research papers, case studies, literature review and book reviews etc. from all over the world.
Guidelines for Submission
Full Length Article:
Only original articles that have not been published elsewhere are invited.
- The officially recognized medium of communication in the Journal is British English
- Manuscripts should not exceed 15-20
- An abstract of 100-200 words should be included
- Keywords of not more than 5 (five) words should be
- Manuscripts should be typed in double-line spacing using Microsoft Word on A4 size paper using 12 font size (Times News Roman Type)
- All quotations should be in single-line spacing and should be of the same font size and style as in the main paper.
- Author's name, designation, affiliation and contacts (e.g. cell-phone lines, e-mail addresses) should be written on a separate and first sheet of the article
- Tables should be clearly typed using the MS Word Table All illustrations (photographs, drawings, graphs etc.), excluding tables should be in 2 decimal places and levels of significance clearly stated. Where applicable, the SI units should be used.
- Except for reviewed articles, text should normally be divided into sections g. Title page, Introduction, Materials and Methods, Results and Discussions, Recommendations /Suggestions, Conclusion, Acknowledgments, References.
- References cited should be compiled alphabetically following the APA style at the end of Please visit www.apastyle.org to learn more about APA style
Short Communication:
This is limited to a maximum of two figures and one table. They should present a complete study that is more limited in scope than is found in the full length papers. The items of manuscript preparation listed above apply to short communication with the following difference:
- Abstract are limited to 100 words
- Instead of a separate materials and methods section, process of data collection/ procedure may be incorporated into figure legends and table footnotes
- Results and discussion should be combined into one section
Peer Review of Article
There is a review process of manuscripts by independent referees who are conversant with the pertinent subject area.
Authors should strive for maximum clarity of expression. Material which is not essential to the continuity of the text (e.g., proofs, derivations, or calculations) should be placed in Appendices
Material which has been previously copyrighted, published, or accepted for publications will not be considered for publication in the Journal.
The editorial board is highly committed to the quick review process of articles, but not with the sacrifice of the right judgment of a paper. The review process takes maximum of six weeks.
Procedure for Manuscript Acceptance for Publication
Once the reviewers assessment are received, authors would be make necessary changes as indicated in the text and the reviewer’s form.
Editorial Board
Shall review manuscripts accepted and publish them within 3 months after submission. The Board comprises of Chairman, Editor-in Chief, Managing Editor and Editorial Advisers drawn from cognate disciplines, industries, research institutes, professionals, educators and policy makers within and outside Nigeria.
Manuscript Submission
Manuscript should be submitted to niith@eksu.edu.ng as e-mail attachment.
Page Charge Proof and Reprints
Corresponding author will be contacted via e-mail attached as PDF files for final corrections of the manuscript. This volume of NIITH is sponsored by Tertiary Education Trust Fund (TETFund). With the exception of minor typographical errors, no changes will be made on the manuscript at the proof stage. A hard copy of the appropriate section would be provided for the corresponding author of each paper.
Accessibility and Subscription
NIITH is available both in print (hardcopy) and online (softcopy) format at ord.eksu.edu.ng Online accessibility is free.
Referencing
References should be arranged first alphabetically and then further sorted chronologically if necessary. More than one reference from the same author(s) in the same year must be identified by the letters “a”, “b”, “c”, etc. placed after the year of publication.
Examples:
References to a journal Publication:
Van der Geer, J., Hanraads, J. A. J., and Lupton R.A. (2000). The art of writing a scientific article. Journal of Scientific Communications, 163, 51-59.
Reference to a Book:
Strunk, W., Jr and White, E.B. (1979). The elements of style. (3rd ed). New York: Macmillian, (Chapter 4).
Reference to a chapter in an Edited Book:
Mettam, G.R., and Adams, L.B. (1994). How to prepare an electronic version of your article. In B.S. Jones, and R.Z. Smith (Eds), Introduction to the electronic age (pp. 281-304). New York: E-Publishing Inc.
Reference to a Web Source:
Smith, Joe, (1999), One of Volvo's core values. [Online] Available: http://www.volvo.com/environment/paper.htm (June 15, 2002)
Tables and Figures
Figures should be original and of good quality. Tables and Figures should be numbered consecutively and be accompanied by a heading/title. Each table and figure must be referred to in the manuscript and be positioned after the first paragraph where they are mentioned.
General Submission Guidelines Study contents
Fit within the Aims & Scope of the Nigerian Inquiry in The Humanities
Work has not been previously published
Ethical consent has been obtained in case of work on animals/or humans
Manuscript preparation Title page with title, author name(s), affiliation
and corresponding author telephone and email addresses
Keywords maximum of 5 words
Language follows the requirements of the guide for Author i.e. English
Formatting of the manuscript follows the requirements
All relevant references provided in ‘’APA’’ style
Figures and tables (6 combined) include clear labels and are prepared as
individual files
Appropriate ethical approval and informed consent (if applicable, include
statement)
Before submission
Manuscript file in Microsoft Word
Figures and Tables as individual files
Cover letter
Copyrights
Submission of manuscript implies that the work described has not been published before, and that it is not under consideration for publication elsewhere. If and when the manuscript is accepted for publication, the authors will agree to automatically transfer the copyrights to the publisher. Authors are responsible for all the contents on their articles and do not represent the opinions of NIITH unless so stated
Correspondence:
Please direct all correspondence(s) to:
The Managing Editor
Office of Research, Development and Innovation Ekiti State University
PMB 5363, Ado-Ekiti
E-mail: niith@eksu.edu.ng
Editorial Board of Inquiry in the Humanities (NIITH)
Chairman
Prof. Richard O. Akinyeye
Director, Office of Research, Development & Innovation Ekiti State University, Ado-Ekiti, Nigeria.
Editor-in-Chief Prof. A. J. Olatunji
Department of Geog. & Planning Science Faculty of the Social Sciences
Ekiti State University, Ado-Ekiti, Nigeria
Managing Editor
Prof. Titi Christianah Falana,
Deputy Director, Office of Research, Development & Innovation Ekiti State University, Ado-Ekiti, Nigeria
Members
Dr. Olusegun Olawoyin Department if Religious Studies Faculty of Arts
Ekiti State University, Ado-Ekiti, Nigeria
Dr. Charles Adeyanju,
Department of Sociology and Anthropology, University of Prince Edward Island, Charlottetown Canada.
Dr. Adebusuyi Adeniran, Department of Sociology, Migration and Development Studies,
Obafemi Awolowo University, Ile Ife, Nigeria
Dr. Femi Tinuola, Department of Sociology, Adekunle Ajasin University, Akungba Akoko, Nigeria
Prof. G. A. Bello, Department of Philosophy University of Ibadan, Ibadan, Nigeria.
Prof. J. B. Babalola,
Department of Educational Management University of Ibadan,
Ibadan, Nigeria.
Prof. Shyngle Balogun, Department of Psychology University of Ibadan, Ibadan, Nigeria.
Prof. T. M. Obamuyi, Department of Economics Federal University of Technology, Akure, Nigeria.
Prof. T. O. Akinbobola Department of Economics Obafemi Awolowo University, Ile Ife, Nigeria.
Dr. Godwin Ikwuyatum, Department of Geography, University of Ibadan, Ibadan, Nigeria.
Prof. T. O. Asaolu, Department of Accounting Obafemi Awolowo University. Ile Ife, Nigeria.
Prof. V. A. Isumonah, Department of Political Science University of Ibadan,
Ibadan, Nigeria.
Dr. Temitope Oriola, Department of Sociology, University of Alberta, Edmonton, Canada.
Dr. Adegbola Ojo,
School of Geography, University of Lincoln, Lincoln, United Kingdom.
Prof. Bolaji Omitola, Department of Political Science, Osun State University,
Osogbo, Nigeria.
Prof. C. T. Oluwadare, Department of Sociology, Ekiti State University, Ado Ekiti, Nigeria.
Prof. Francis Oyebade,
Department of Linguistics & Languages Adekunle Ajasin University.
Akungba Akoko.
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INTERNATIONAL JOURNAL OF MANAGEMENT AND DEVELOPMENT STUDIES (IJMDS)
Vol. 4 No. 1 (2024)INTERNATIONAL JOURNAL OF MANAGEMENT AND DEVELOPMENT
STUDIES (IJMDS)
Published by
THE DEPARTMENT OF BUSINESS ADMINISTRATION, FACULTY OF MANAGEMENT SCIENCES, EKITI STATE UNIVERSITY, ADO EKITI, NIGERIA
EDITORIAL BOARD
Prof. K. K. Arogundade Editor in Chief
Prof. N. I. Akeke Managing Editor
Business Editor
Dr. A. M. Awolaja
Dr. H. O. Adetayo
Dr. C. F. Ogundipe
Dr. E.J. Fayomi
Dr. C. N. Okolugbo
Dr. O. M. Ajayi
EDITORIAL ADVISORY BOARD
Prof. A. L. Toriola Tshwane University of Technology, Pretoria, South Africa
Prof. J. A. Oloyede Ekiti State University, Ado Ekiti, Nigeria
Prof. T. O. Asaolu Obafemi Awolowo University, Ile Ife, Nigeria
Prof. T. I. Akomolede Ekiti State University, Ado Ekiti, Nigeria
Prof. S. O. Adeusi Ekiti State University, Ado Ekiti, Nigeria
Prof. A. O. Adaramola Ekiti State University, Ado Ekiti, Nigeria
Prof. M. O. Oke Ekiti State University, Ado Ekiti, Nigeria
REVIEW EDITORS
Prof. P. O. Oke University of Lagos, Nigeria
Prof. L.B. Ajayi Ekiti State University, Ado Ekiti, Nigeria
Prof. P. O. Oladele Federal University, Oye Ekiti, Nigeria
Dr. T. W. Otapo Adekunle Ajasin University, Nigeria
Dr (Mrs) O. G. Obisesan Ekiti State University, Nigeria
Dr. Dada O. University of Ibadan, Nigeria
Dr. S. O. Dada Ekiti State University, Nigeria
Mr. James Chibuike Duru American University, Washington DC
Table of Content
Ibijoju T. R., 2Fayomi T. A., 3Adekanmbi J., A., 4Olasehinde S., A. (2024) . The Influence of Entrepreneurial Risk-Taking Propensity on Sales Performance of Small and Medium-Sized Enterprises in Southwest Nigeria. International journal of management and development studies 4 (1) 4-18
Longe, O. (2024). Diversity Management: Breaking the Barriers to Achieve Industrial Sustainability in Nigerian Organizations. International journal of management and development studies 4 (1) 19- 28
Fayomi, E. J., Akingbade, A. O., Ogundipe C. F. (2024). Dynamic Analysis of the Development of
Small And Medium Scale Enterprises in Nigeria: Issues and Prospects . International journal of management and development studies 4 (1) 29-34
Awolaja, A. M., Ogunsakin, Y. A., Olukorede, B. B. (2024). Effect Of Work Environment on Job
Performance of the Non-Academic Staff of State-Owned Universities in Ekiti State. International journal of management and development studies (1) 35 -48
Ajayi, O .M., Familoni, N. A., Olukorede, B. B., 4Ayodele, O.O. (2024). Variation in Impact of Political and Social Networking on Organisational Survival of Male and Female-led Branded Eateries in South-West Nigeria. International journal of management and development studies 4 (1) 49-61
Aroso S. O., Adebayo S. O., Asoh- Chika F. O. (2024). Parental Neglect and Attitude towards Marriage: Moderating Effect of Conscientiousness Trait among Young Adults in Ekiti State. International journal of management and development studies 4 (1) 62-71
Areola, T. O., Sadamoro, F., Adelugba, I. A ., Olukorede, B. B. (2024). Brand Awareness on Millennials’ Purchase Decision of Selected Beverages in Lagos State. international journal of management and development studies 4 (1) 72 -81
Fayomi, E. J. (2024). An Empirical Review of the Relationship between Entrepreneurial Self- Efficacy, Self-Regulation and Individual Intention for Entrepreneurship in Nigeria. International journal of management and development studies 4 (1) 82 -108
Arogundade, K. K., Fayomi, E. J., Osasona, A. V Awokoya, O. O (2024). Business Networking Variations and its effects on Organisational Survival of Male and Female-led Branded Eateries in South-West Nigeria. International journal of management and development studies 4 (1) 109-121
Ugwuoke, A.O., Aduloju, S.A. (2024). Agricultural Risk Financing in a Disaster-Prone Society: A Special Focus on World Bank’s Agricultural Grant in Enugu State, Nigeria.International journal of management and development studies 4 (1) 122-134
Stanley A. O., Spencer ,G. O. O. (2024). Evaluating the effect of Subsidy Removal on Nigerian Consumers: Strategies to Alleviate the Effect. International journal of management and development studies 4 (1) 135-145
Agboola, O.O., Alabi, W.O., Erah, B.I. (2024).The Influence of Entrepreneurial Education on the Startup and Performance of SMES in Nigeria. .International journal of management and development studies 4 (1) 146-154
Fadun, O.S., Osasona, A.V. (2024). The Influence of Life Insurance Premium on Insurance Penetration in Nigeria.Nigeria. International journal of management and development studies 4 (1) 155-167
Adetayo, A. E., Abosede, A. J. & 3Oladimeji, M. S.(2024). Market Responsiveness and MSMEs Environmental Sustainability in Lagos State. International journal of management and development studies 4 (1) 168-178
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EKSU JOURNAL OF SCIENCE AND TECHNOLOGY (EJST)
Vol. 8 No. 1 (2023)EDITORIAL POLICY
EKSU Journal of Science and Technology (EJST) is a biannual Journal published by Ekiti State University, Office of Research, Development and Innovation. The Journal aims at periodically exhibiting and advertising the potential of research results within and outside the university as well as promoting dissemination of intellectual publications generally. The Journal, which is multidisciplinary and multicultural in nature covers the publication of original findings in Science and Engineering. It serves as a platform for academics, researchers, professionals, practitioners and students in the Science and Technology field to impart and share knowledge in the form of high quality practical, empirical and theoretical research papers, case studies, literature review and book reviews etc. from all over the world.
CALL FOR PAPERS
ABOUT EJST
Ekiti State University has been publishing journals at the Faculty, Departmental levels and University. As part of the mandate of Ekiti State University, Office of Research, Development and Innovation (EKSUORDI) to periodically exhibit and advertise the potentials of research results within the University as well as promoting the dissemination of intellectual publications generally, EKSUORDI announces the publication of a Science and Engineering based University journal. EKSU Journal of Science and Technology (EJST). The Journal which is an international academic journal provides a platform for natural, agricultural, environmental, medical scientists and engineers as well as technologists to share and expand the knowledge of scientific advancements in the myriad disciplines of science and engineering and applied aspects/fields.
- AIMS AND FOCUS
EKSU Journal of Science and Technology aims to publish and disseminate original papers that:
- address ethical or socioeconomic issues relating to modern agricultural and environmental science as applicable to developing countries;
- contribute to the development of science and technology for economic advancement;
- innovate near market or market ready technologies and processes
- publish research findings on current topical issues in science and engineering of interest to both public and private sectors.
- SCOPE
EJST will publish peer reviewed original research and critical reviews on agriculture, human nutrition or human health, scientific or technological information, with particular emphasis on interdisciplinary studies that explore the intersection of agriculture, science, engineering and environment.
- DOMICILIATION
The Journal is domiciled in the Office of Research, Development and Innovation, Ekiti State University, Ado-Ekiti.
- SECTION
In order to encourage researchers to publish their research articles in the field of Science and Technology, the following sections are introduced:
Section A - (Agricultural Science) Section B - (Natural Sciences)
Section C - (Engineering and Technology) Section D - (Medical Sciences)
Section E - (Environmental Sciences)
- FREQUENCY
The frequency of the journal is bienial.
- REVIEW PROCESS
There shall be a review process of manuscripts by independent referees who are conversant and versatile in the pertinent subject area.
Authors should strive for maximum clarity of expression. Material which is not essential to the continuity of the text (e.g., proofs, derivations, or calculations) should be placed in Appendices Materials which have been previously copyrighted, published, or accepted for publication will not be considered for publication in the journal.
The editorial board is highly committed to the quick review process of the paper, but not with the sacrifice of the right judgement of a paper. The review process takes maximum of six weeks.
- PROCEDURE FOR MANUSCRIPT ACCEPTANCE FOR PUBLICATION
The manuscript would be sent to three (3) reviewers, of which two (2) of the reviewers’ comment must be positive before acceptance, and the authors would have to effect all the corrections pointed out by the reviewers in the reviewers form.
- PAGE CHARGE PROOF AND REPRINTS
Manuscript should be submitted as e-mail attachment to the corresponding author who will be contacted via e-mail on the corrections of the manuscript. This volume of EJST is sponsored by Tertiary Education Trust Fund (TETFund). With the exception of minor typographical errors, no changes will be made on the manuscript at the proof stage. A hard copy of the appropriate section and five (5) off prints would be provided for the corresponding author of each paper.
- ACCESSIBILITY AND SUBSCRIPTION
EJST will be available both in print (hardcopy) and online (softcopy) format at www.academix.ng Online accessibility is by subscription. Information on purchase of any section, biennial, quarterly or annual subscription can be obtained by contacting EKSUORD.
- ARTICLE TYPES
Regular Articles, short communication, and review will be acceptable for publication in the journal.
- INFORMATION /GUIDES FOR AUTHOR
- The title page should bear the author’s full names and affiliation of the names of corresponding author along with phone, fax and e-mail Present addresses of authors should appear as a footnote.
- Abstract should be informative and self-explanatory. Should be 100-200 words in Abstract should be written in past tense-standard nomenclature should be used.
Abbreviation should be avoided and no literature should be cited. List of nonstandard abbreviation should be added.
- Manuscript should not exceed 15-20
- Introduction should provide a clear statement of the problem, the relevant literature on the subject, and the proposed approach or solution.
- Materials and methods should be complete enough to allow experiments to be reproduced, and results written in past tense should be presented with clarity
- Results should be explained, but largely without referring to the
- Discussion should interprete findings in view of results obtained in present and past studies on the topic.
- Conclusion should be stated in few sentences at the end of the
- Acknowledgment of people, grant, funds should be
- Manuscript should be typed in double-line spacing with microsoft word on A4 size paperusing 12 font size (Time New Roman)
- Table should be kept to a minimum, and are to be typed double line-spaced throughoutincluding headings and The same data should not be presented in both table andgraph form or repeated in the text.
- Figure legend should be typed in numerical order on a separate
- Graphics should be prepared using applications capable of generating high resolution Gif, TIFF, JPEG or Microsoft powerpoint before pasting in microsoft world manuscript
- In the text, a reference identified by means of an author’s name should be followed by the date of the reference in parentheses. When there are more than two authors’ names mentioned, it should be the first author followed by et al. In the event that an author cited has two or more works published during the same year, the reference, both in text and in the reference list, should be identified by a lower case letter like, a’ and, b’ after the date to distinguish the works. Example: Abayomi (2000), Agindotan et al. (2003), (Kelebeni, 1983), (Usman and Smith, 1992), (Chege, 1998; Chukwura, 1987 a, b; Tijani
1993, 1995), (Kumasi et al., 2001).
References should be listed at the end of the paper in alphabetical order. Articles in preparation or articles submitted for publication, unpublished observations, personal communications date, etc, should not be included in the reference but should only be mentioned in the article text (e.g. A. Kingory, University of Nairobi, Kenya, personal communication, date) Journal names are abbreviated according to chemical abstracts.
Authors are fully responsible for the accuracy of references. Example: Chikere C. B, Omoni
- T, and Chikere B. O. (2008). Distribution of potential nosocomial pathogens in a hospital environmental. Afr. J. Biotechnol. 7:3535 - 3539.
Moran G. J; Amii R. N; Abrahamian F. M, Talan D. A. (2005), Methicillin resistant staphylococcus aureus in community-acquired skin infections. Emeg. Infect. Dis. 11: 928-930.
Pelczar J. R. Harley J. P., Klein D. A. (1993) Microbiology: Concept and applications, McGraw-Hill Inc., New York, pp 591-603.
- SHORT COMMUNICATION: Short communication are limited to a maximum of two figures and one They should present a complete study that is more limited in scope than is found in full length papers. The items of manuscript preparation listed above apply to short communications with the following differences:
- Abstracts are limited to 100 words;
- Instead of a separate materials and methods section, experimental procedures may be incorporated into figure legends and table footnotes;
- Results and discussion should be combined into one
COPYRIGHT
Submission of manuscript implies that the work described has not been published before, and thatit is not under consideration for publication elsewhere. If and when the manuscript is accepted forpublication, the authors will agree to automatically transfer the copyright to the publisher.
CORRESPONDENCE:
Please direct all correspondence(s) to:
Deputy Director (Research),
Office of Research, Development and Innovation, Ekiti State University,
PMB 5363, Ado-Ekiti.
Phone: +2348064182009
E-mail: ejst@eksu.edu.ng
The Administrative Officer
Office of Research, Development and Innovation, Ekiti State University,
PMB 5363, Ado-Ekiti.
Tel: +2348038850252
- EDITORIAL BOARD
Shall review manuscripts accepted and publish them within 3 months after submission. The Board comprises of Chairman, Editor-in Chief, Managing Editor and Editorial Advisers drawn from cognate disciplines, industries, research institutes, professionals, educators and policy makes within and outside the country.
Chairman
Prof. Richard Odunayo Akinyeye
Director,
Office of Research, Development and Innovation (ORDI), Ekiti State University, Ado-Ekiti. richard.akinyeye@eksu.edu.ng
Phone: +234 - 7032770985
Editor-in-Chief:
Prof. Temitope Jegede
Department of Fisheries and Aquaculture Management, Faculty of Agriculture Sciences,
Ekiti State University, Ado-Ekiti. temitope.jegede@eksu.edu.ng
Managing Editor
Dr. Olayinka Abidemi Ibigbami
Department of Chemistry, Faculty of Science,
Ekiti State University, Ado-Ekiti. olayinka.ibigbami@eksu.edu.ng
Administrative Officer
Mr. O. W. Ojo
Office of Research, Development and Innovation, Ekiti State University,
P.M.B. 5363, Ado-Ekiti.
Member
- E. A. Okunade Department of Civil Engineering, Faculty of Engineering,
Ekiti State University, Ado-Ekiti.
- Deji Fasuyi, Department of Animal Science, Faculty of Agriculture Science, Ekiti State University, Ado-Ekiti. ayodeji.fasuyi@eksu.edu.ng
- Stephen Olusola Ojeniyi
Department of Crop, Soil and Pest Management, The Federal University of Technology,
Akure.
- (Mrs.) Modupe Janet Ayeni
Department of Plant Science and Biotechnology, Faculty of Science,
Ekiti State University, Ado-Ekiti. modupeayeni@eksu.edu.ng
- Joao Batista Rocha, Universidade Federal De Santa Maria, Santa Maria, Brazil.
E-mail:
- M. O. Aremu Department of Chemistry, Federal University Wukari, Wukari, Taraba State. lekearemu@gmail.com
- Ayo Omotosho Department of Paediatrics, College of Medicine, University of Ilorin,
Ilorin, Kwara State. E-mail:
- Onundi, Lateef Olorunfemi
Department of Civil & Water Resources Engineering, University of Maiduguri,
P.M.B. 1069, Maiduguri, Bornu State. E-mail:
- Stephen Olofinmihan Elesha Department of Anatomic Pathology, Niger Delta University,
Amusambo, ‘Bayelsa State.
E-mail:
- Dennis A. Meritt Jr. Department of Biological Sciences, Depaul University, 2325,
North Clifton Avenue, Chicago, II, 60614 E-mail:
- Olusola O. Agbede
College of Agricultural Sciences, Department of Crop and Soil Sciences, Landmark University,
PMB 1001, Omu-Aran,
Kwara State, Nigeria.
+2348037337617
- Mohibullah Mohibullah
Assistant Professor, Department of Geology, University of Balochistan, Quetta, Pakistan.
Cell: +92(0)3339323099
E-mail: mohibgeo1@yahoo.com
- Fadiya Suyi Lawrence Department of Geology, Obafemi Awolowo University, Ile-Ife, Osun State, Nigeria.
+2348033320230
- J. F. Olorunfemi Department of Geography and Environmental Management, Faculty of Social Sciences, University of Ilorin,
PMB 1515, Ilorin, Kwara State, Nigeria.
+2348037208875
-
Nigerian Journal of Banking and Financial Issues (NJBFI)
Vol. 10 No. 2 (2024)© Department of Finance
Ekiti State University, Ado Ekiti, Nigeria.
The Nigerian Journal of Banking and Financial issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or related disciplines. It is bi-annual Journal published by the Department of Finance, Ekiti State University, Ado Ekiti, Nigeria.
The Journal contains analysis of Banking and Financial Issues relevant to the Nigeria Economic experience and financial policies. Opinions expressed herein are those of the authors and not necessarily those of the Department of Finance.
All right reserved. No part of this publication may be reproduced or transmitted in any form or by any means. electronic, mechanical, photocopying, recording or otherwise of series in any retrieval system of any nature, without the prior written permission of the copyright holder.
Subscription Rate: Nigeria
Students: N2,000
Others: N2,500
Foreign US $25
Volume 10 No. 2, September 2024
ISSN: 119 - 8494
Printed in Nigeria by:
Department of Finance
Ekiti State University,
Ado Ekiti,
Nigeria.
Tel: 08035023117,
080283887163.
EDITOR -IN- CHIEF: PROF. J. A. OLOYEDE
MANAGING EDITOR: PROF. (MRS) B. A. AZEEZ
ASSOCIATE EDITOR: DR. F. T. KOLAPO
ADVISORY BOARD
PROF. WOLE ADEWUNMI
PROF. W. I. IYIEGBUNIWE
PROF. S. I. OWUALAH
PROF. (MRS) E. O. ADEGBITE
PROF. FAMOUS IZEDOME
PROF. A. A. AWE
PROF. T. M. OBAMUYI
PROF. S. O. AKINMULEGUN
PROF. F. M. EPETIMEHIN
PROF. S. A. TELLA
PROF. R. O. SOMOYE
EDITOR
PROF. S. O. ADEUSI
PROF. A. O. ADARAMOLA
PROF. DAPO FAPETU
PROF L. B. AJAYI
PROF M. O. OKE
PROF. L. A. SULAIMAN
- J. O. MOKOLU
- J. A. AJAYI
BUSINESS MANAGERS
- S. O. DADA
- MRS. O. G. OBISEAN
- MRS. A. O. ADEJAYAN
- DR. I. E. AJAYI
CALL FOR PAPERS
The Nigerian Journal of Banking and Financial Issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or related disciplines. It is a bi-annual Journal published by the Department of Finance, Ekiti State University, Ado Ekiti, Nigeria.
Interested contributors are invited to submit well researched papers which have not been published either in whole or part in any journal.
- Three copies of the manuscript should be submitted, each copy of which must be typed on one
side of A4 sized paper only and double spaced.
- Manuscript should not exceed twenty pages, including notes, references, table and chart.
- The cover page of each manuscript should contain title of papers, names(s) and additional
authors(s).and affliations.
- An abstract of not more than 120 words typed single spaced on a separate sheet preceding the
main text. The short abstract should summarize the main argument of the article.
- Bibliographical references should be indicated in the text using the author date style with page
numbers where necessary. All reference must adopt America psychological Associate (APA)
7th edition and reference pattern.
- Table and charts should be placed as close as possible to relevant discussion.
- Manuscript which do not conform to these guidelines may be returned unprocessed.
All manuscript and other correspondences should be sent to:
The Managing Editor,
Journal of Banking and Financial Issues,
C/0 Department of Finance,
Ekiti State University,
Ado Ekiti, Nigeria.
OR
The Business Editor:
Department of Finance
E-mail: samuel.dada@eksu.edu.ng